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Notes from the classroom.

What we have learned teaching money to 12- to 15-year-olds — written for the principals, coordinators, teachers and parents who have to decide what to do about it. Everything here is free to use, including the classroom activities.

Foundations7 min

Behavioral financial literacy, explained for schools

Most financial literacy programs teach mechanics: interest, budgets, banking. Students pass the quiz and change nothing. Behavioral financial literacy starts from the opposite end — the feeling that drives the decision — and it is the half almost every syllabus leaves out.

For principals and coordinators

Policy8 min

NEP 2020 and financial literacy: what schools are actually expected to do

There is a lot of confusing messaging around NEP 2020 and financial literacy — including from vendors who imply a mandate that does not exist. This is a plain reading: what the policy asks for, what national resources are already available to you, and the honest options for slotting it in.

For principals and academic heads

Operations7 min

How to add financial literacy without adding a subject

The objection to financial literacy is almost never the idea — it is the calendar. But the arithmetic is smaller than most principals assume, and four of the five viable slots need no new time at all. Here is the practical version.

For principals and timetable coordinators

Curriculum9 min

What a financial literacy curriculum for Grades 7–9 should cover

Most financial literacy syllabi for this age group are either too mechanical to change behavior or too advanced to be honest. This is the coverage we would defend: three layers, ten topics, a grade-by-grade split, and a clear list of what does not belong in a school.

For academic coordinators

Classroom10 min

10 financial literacy activities that actually work in a classroom

Every one of these has been run with real students. They need no equipment beyond paper and a board, they fit inside a single period, and each one ends with the question that turns the activity into a lesson. Take them and use them — no attribution needed.

For teachers and activity coordinators

Behavior8 min

Why teenagers overspend: six patterns behind it

"Where did all your money go?" has never once worked. It is the wrong question, because it assumes a failure of discipline when the actual cause is usually one of six predictable patterns. Identify the pattern and there is something useful to say.

For parents and teachers

Resources6 min

Free financial literacy resources for Indian schools

Before you evaluate a paid program, know what already exists for free. This is the material we would point any school to first — including the parts of it that are genuinely good, and the gap none of it fills.

For teachers and coordinators

Replies within 24 hours

Want the behavioral half taught properly?

Three 60-minute sessions for Grades 7–9, delivered in person at your school, anywhere in India. We start with a full free demo session — a real class, your students, no cost and no commitment.

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